Touchdown Taco Dip

I believe this is a Pampered Chef Recipe! I have to double it ALWAYS!!

1 can (16 oz) refried beans
1 8 oz. pkg cream cheese room temp
1 C. sour Cream
2 Tbsp. Taco Seasoning Mix
2 oz. Cheddar Cheese Shredded (1/2 C.)
1 sm. can sliced black olives
1 med tomato, diced
1/4 C. sliced green onions
2 Tbsp. fresh Cilantro
(I make Guacamole from a package mix with a little lemon juice added to retain color)

Warm beans and spread in bottom of 8x8 or 9x9 dish (or equivalent oval or round ...)
While that is warming up mix together Cream Cheese, Sour Cream and Taco Seasoning

Layers:
Beans (cooled to just warm)
Guacamole
Sour cream mixture
Cheese
Olives
Onions
Tomatoes
Cilantro
Store in refrigerator till party time!!